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Applicants Servicing Support Home Borrower Eligibility Will I be eligible for an Express Signature loan? To qualify for an Express Signature loan, all loan borrowers must meet the follow… Where does KEMBA Financial Credit Union lend? KEMBA Financial Credit Union currently lends to residents of the zip codes below.… Why was I disqualified? To learn why we were unable to offer you an Express Signature loan at this time, … Can KEMBA Financial Credit Union make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for an Express Signature loan with a cosigner. Since… What are the minimum credit requirements to receive an Express Signature loan? Applicants for Express Signature loans need a minimum credit score of 640 as repo… What subsequent events may disqualify my KEMBA Financial Credit Union loan application? Your loan application may be disqualified even after you receive an initial offer…